Paper Title
Cyber Security in Fintech: Navigating Challenges and Future Prospects

Abstract
The integration of financial services with cutting-edge technology has positioned fintech as a cornerstone of modern economic systems. However, this rapid digitisation has exposed the sector to escalating cyber security threats, ranging from data breaches to sophisticated ransom ware attacks. In India, where fintech adoption grows at an unprecedented rate, the sector faces unique vulnerabilities due to its reliance on digital platforms, interconnected ecosystems, and regulatory complexities. This paper examines the multifaceted cyber security challenges confronting fintech organisations while exploring innovative strategies and technological advancements that promise to reshape their defence mechanisms. By analysing real-world incidents, emerging trends, and mitigation frameworks, this study provides a comprehensive roadmap for fostering resilience in an increasingly volatile digital landscape.