Paper Title
Co-Operative Bank Performance Measurement: A Case Study of Bijapur District
Abstract
Banking sector constitutes the backbone of the Indian economy and contributes significantly to the growth and
development. Co-operative banks have been recognized as the best for supplying un-exploitative, cheap, sound and dynamic
credit to small borrowers, professionals, artisans and the weaker sections of society. This study looks at the financial
soundness of co-operative banks of Bijapur District through liquidity and solvency ratios. The liquidity and solvency ratios
like Net Worth Ratio, Debt Equity Ratio, Non Performing Asset Ratio, Credit Deposit Ratio, Total Investment and Total
Advance to Total Deposits Ratio, Long term Deposits to Total Deposits Ratio, Net Capital Ratio, Current Ratio, Current
Liabilities to Net worth Ratio. The study observes the behavior of various parameters of liquidity & solvency and their
consistency over the study period. The analysis finds the fundamental soundness of SVCB with minor flaws in certain areas.
This research ultimately rates the performance of SVCB with high grade.